Alchemist's Square

The Alchemist's Square project from Lithuania is raising investments of 170,000 euros for Real Estate development with an expected annual return of 9-11%. The loan term is 12 months, meaning the borrower must repay the loan amount and interest within 12 months after receiving the loan. The project has a Loan-to-Value (LTV) ratio of 28%, which is within the maximum limit of 50%. LTV ratio is an important financial indicator, especially in asset-backed lending, showing the loan amount as a percentage of the collateral's market value. Lower LTV ratios reduce default risks by indicating the borrower's higher equity in the project.

The project's internal number is P00001260 on the licensed crowdfunding platform Profitus from Lithuania. The platform states they obtained a license in November 2023 from the European crowdfunding regulator ESMA. It is important to note that the information on the platform should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investments responsibly by diversifying your portfolio.