Sakura Homes, Marijampole

The Sakura Homes, Marijampole project from Lithuania is raising investments of 650,000 euros for refinancing with an expected annual return of 9.2-9.8%. The loan term is 12 months, meaning the borrower has to repay the loan amount and interest within 12 months after receiving the loan. The project has a Loan-to-Value (LTV) ratio of 64%, which falls within the maximum value of 85%. LTV ratio, the ratio of the loan amount to the market value of the collateral, is an important indicator in the financial sector, especially in collateralized lending. In this case, an LTV of 64% indicates that the loan amount is 64% of the current market value of the collateral (likely real estate or another asset). The maximum allowable LTV for the project is 85%, which may be a restriction or standard requirement for this type of financing. Such LTV restrictions are set to reduce risks for the lender and ensure a more stable financial position for the project. For example, lower LTV implies lower default risk as the borrower has more equity in the project.

The project's internal number is P00001405 on the licensed crowdfunding platform Profitus from Lithuania. Please note that the platform specifies that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investment responsibly by diversifying your investments. In the European Union countries, crowdfunding is not prohibited by the Deposit Insurance and Investor Responsibility Law.