Home / Categories / Refinancing / Quarter Rehetare tee, Tartu II
Unfortunately, this deal expired 03.05.2024
23 days ago

Quarter Rehetare tee, Tartu II

/ max. 57,000 

About This Deal

The Quarter Rehetare tee, Tartu II project from Estonia is raising investments in the amount of 57000 euros for Refinancing with an expected annual return of 9.1-10.6%. The loan term is 12 months, meaning the period for the borrower to repay the loan amount and interest. In this case, the borrower must repay the loan within 12 months after receiving the loan.

The project's risk level on the platform is indicated as B. Around 9% of projects on the platform have ratings of "A+", "A", "A-", while a majority, 58%, have ratings of "B+", "B", "B-". There are also projects with ratings of "C+", "C", "C-", comprising about 30%, and the remaining projects have ratings of D. Ratings A and B suggest that the expected investment risk is lower than investing in loans with ratings C or D, but the returns will be correspondingly lower if you invest in projects with lower risk levels.

The project has a Loan-to-Value (LTV) ratio of 34%, which is within the established maximum value of 65%. The Loan-to-Value ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in collateralized lending. In this case, an LTV of 34% indicates that the loan amount is 34% of the current market value of the collateral (likely real estate or another asset).

The internal project number is P00001212-2 on the licensed crowdfunding platform Profitus from Lithuania. The ESMA license is quite complex, as out of over 1000 platforms in Europe at the beginning of 2024, only 150 managed to obtain this license.

Please note that the platform states that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investments responsibly by diversifying your investments. In the European Union, crowdfunding is not prohibited by the Deposit Insurance and Investor Responsibility Law.

Hey guys, what do you think about investing in this project? I'm looking to boost my financial game and this project from Estonia seems promising for Refinancing. Your thoughts?
What amount would you consider acceptable to invest in this project?