Quarter Rehetare Street, Tartu III

The Quarter Rehetare Street, Tartu III project from Estonia is seeking investments of 57200 euros for Refinancing with an expected annual return of 9.1-10.6%. The loan term is 12 months, meaning the borrower must repay the loan amount and interest within 12 months of receiving the loan.

The project's risk level on the platform is rated as B. Around 9% of projects on the platform have ratings of "A+", "A", "A-", while the majority, about 58%, are rated "B+", "B", "B-". There are also projects with ratings of "C+", "C", "C-", comprising around 30%, with the remaining projects rated D. Ratings of A and B indicate lower expected investment risk compared to investing in C or D rated loans, but correspondingly lower returns if investing in lower-risk projects.

The project has a Loan-to-Value (LTV) ratio of 48%, within the maximum limit of 65%. The maximum allowable LTV for the project is 85%, which may be a restriction or standard requirement for this type of financing. LTV limits are set to reduce risks for the lender and ensure a more stable financial position for the project. Lower LTV implies less default risk as the borrower has more equity in the project.

The project's internal number is P00001212-3 on the licensed crowdfunding platform Profitus from Lithuania. The platform indicates they obtained a license in November 2023 from the European crowdfunding regulator ESMA.

Please note that the information on the platform should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus and also recommend approaching investments responsibly by diversifying your portfolio. Crowdfunding is not prohibited by the Deposit Insurance and Investor Responsibility Law in EU countries.