Real Estate Investing
The project Loftas, Naugarduko str. 41B. from the country LT is seeking investments of 58100 euros for Real Estate acquisition with an expected annual return of 11-13.6%. The loan term is 24 months, meaning the borrower has to repay the loan amount and interest within 24 months after receiving the loan.
The project's risk level on the platform is rated C+. Projects with ratings of "A+", "A", "A-" constitute around 9% on the platform, while projects with ratings of "B+", "B", "B-" make up the majority at 58%. There are also projects with ratings of "C+", "C", "C-", which account for around 30%, with the remaining projects having a rating of D. Higher ratings like A and B indicate lower investment risk compared to investing in credits with ratings C or D, although the profitability will be lower when investing in projects with lower risk levels.
The project has a Loan-to-Value (LTV) ratio of 61%, which is within the set maximum value of 65%. The internal project number is P00001194 on the licensed crowdfunding platform Profitus from Lithuania. The ESMA license is quite complex, as out of over 1000 platforms in Europe by early 2024, only 150 managed to obtain this license.
Please note that the information on the platform cannot be interpreted as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investments responsibly by diversifying your investments. In the EU countries, crowdfunding is not prohibited by the Deposit Insurance and Investor Responsibility Law.
