Unfortunately, this deal expired 11.06.2024
17 days ago
9

K8 Studio

100 
/ max. 500,000 

About This Deal

The project K8 Studio from Lithuania is raising investments in the amount of 500,000 euros for Real Estate acquisition with an expected annual return of 10-12.5%. The loan term is 12 months, meaning the period for the borrower to repay the loan amount and interest. In this case, the borrower must repay the loan within 12 months after receiving the loan.

The project's risk level on the platform is indicated as B-. An A and B rating indicates that the expected investment risk is lower than investing in loans with a C or D rating, but the return will be lower accordingly if you invest in projects with a lower risk level.

The project has a Loan-to-Value (LTV) ratio of 54%. The Loan-to-Value ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in collateralized lending. In this case, an LTV of 54% indicates that the loan amount is 54% of the current market value of the collateral (likely real estate or another asset). Such LTV restrictions are set to reduce risks for the lender and ensure a more stable financial position for the project. For example, the lower the LTV, the lower the risk of default, as the borrower has more equity in the project.

The internal project number is P00001237 on the licensed crowdfunding platform Profitus from Lithuania. The ESMA license is quite complex, as out of over 1000 platforms in Europe at the beginning of 2024, only 150 managed to obtain this license.

Please note that the platform states that this information cannot be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investment responsibly by diversifying your investments. In EU countries, crowdfunding is not prohibited by the Deposit Insurance and Investor Responsibility Law.

Do you think investing in this project is justified, considering it involves Real Estate acquisition in Lithuania and you are a 30-year-old user from Germany who is new to investing?
What's your ballpark figure for investing in this project?