Jaunimo namai Vilniuje

The project "Jaunimo namai Vilniuje" from Lithuania is seeking investments of 500,000 euros for re_development with an expected annual return of 6.9-8.1%. The loan term is 12 months, meaning the borrower has to repay the loan amount and interest within 12 months after receiving the loan. The project has a Loan-to-Value (LTV) ratio of 14%, which falls within the maximum allowable value of 56%. LTV ratio is an important indicator in the financial sector, especially in asset-backed lending. In this case, an LTV of 14% indicates that the loan amount is 14% of the current market value of the collateral (likely real estate or another asset). The maximum allowable LTV for the project is 85%, which may be a restriction or standard requirement for this type of financing. Such LTV restrictions are set to reduce risks for the lender and ensure a more stable financial position for the project. For example, a lower LTV implies lower default risk as the borrower has more equity in the project.

The project has an internal ID P00001327 on the licensed crowdfunding platform Profitus from Lithuania. It is important to note that the information on the platform should not be construed as a recommendation, advice, or invitation to use a specific investment service and should not be considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investments responsibly by diversifying your investment portfolio.