Hotel in Marbella II

The project Hotel in Marbella II from Spain is raising investments in the amount of 1,000,000 euros with the purpose of re-acquisition and an expected annual return of 9.75-13%. The loan term is 3 months, which means the period for the borrower to repay the borrowed amount and interest on the loan. In this case, the borrower must repay the loan within 3 months after receiving the loan.

The project has a Loan-to-Value (LTV) ratio of 52%. The Loan-to-Value ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in the field of secured lending. In this case, an LTV of 52% indicates that the loan amount is 52% of the current market value of the collateral (likely real estate or another asset).

The internal project number is P00001409-2 on the licensed crowdfunding platform Profitus from Lithuania. The platform states that they obtained a license in November 2023 from the European crowdfunding regulator ESMA. The ESMA license is quite complex, as out of over 1000 platforms in Europe at the beginning of 2024, only 150 managed to obtain this license.

Please note, the platform specifies that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investments responsibly by diversifying your investments. In European Union countries, crowdfunding is not prohibited by the Deposit Insurance and Investor Responsibility Law.