Real Estate Investing
The Corner Hotel Reserve II project from Lithuania is raising investments in the amount of 265,000 euros for Real Estate acquisition with an expected annual return of 12.5-14.5%. The loan term is 6 months, meaning the period for the borrower to repay the loan amount and interest. In this case, the borrower must repay the loan within 6 months after receiving the loan.
The project's risk level on the platform is indicated as C-. On the platform, there are around 9% of projects with ratings "A+", "A", "A-", the majority of projects with ratings "B+", "B", "B-" at 58%. There are also projects with ratings "C+", "C", "C-", around 30%, and the remaining projects with rating D. Ratings A and B indicate a lower expected investment risk compared to investing in loans with ratings C or D, but the profitability will be lower if you invest in projects with a lower risk level.
The project has a Loan-to-Value (LTV) ratio of 68%, which is within the maximum value of 84%. The maximum allowable LTV value for the project is 85%, which may be a limitation or standard requirement for this type of financing.
The internal project number is P00001164-2 on the licensed crowdfunding platform Profitus from Lithuania.
Please note, the platform states that this information should not be construed as a recommendation, advice, or invitation to avail of a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investment responsibly by diversifying your investments. Crowdfunding is not prohibited by the Deposit Insurance and Investment Liability Act in EU countries.
