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Unfortunately, this deal expired 19.04.2024
2 months ago

Business center P40, Vilnius

/ max. 3,000,000 

About This Deal

The project Business center P40, Vilnius from the country LT is raising investments in the amount of 3,000,000 euros for Real Estate acquisition with an expected annual return of 8-12%. The loan term is 12 months, meaning the period for the borrower to repay the loan amount and interest. In this case, the borrower must repay the loan within 12 months after receiving the loan.

The project's risk level on the platform is rated A-. The platform's website states that there are 10 different risk ratings ranging from "A+" to "D". Around 9% of projects on the platform have ratings of "A+", "A", "A-", while the majority, about 58%, have ratings of "B+", "B", "B-". There are also projects with ratings of "C+", "C", "C-", comprising around 30%, and the remaining projects have a rating of D. Risk ratings are intended to provide a better understanding of the project's riskiness. A and B ratings indicate lower expected investment risk compared to investing in credits with C or D ratings, but the returns will be lower accordingly when investing in projects with lower risk levels.

The project has a Loan-to-Value (LTV) ratio of 59%, which is within the maximum value of 75%. The Loan-to-Value ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in collateral-based lending. In this case, an LTV of 59% indicates that the loan amount is 59% of the current market value of the collateral (likely real estate or another asset).

The internal project number is P00001217 on the licensed crowdfunding platform Profitus from Lithuania. The ESMA license is quite complex, as out of over 1000 platforms in Europe by early 2024, only 150 managed to obtain this license.

Please note that the platform specifies that this information should not be construed as a recommendation, indication, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investments responsibly by diversifying your investments.

What are your thoughts on investing in this project? What are the potential benefits and risks you see in Real Estate acquisition in Lithuania? Let's discuss and share our insights!
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