Home / Categories / Real Estate Investing / Apartment K31-9, Vilnius
Unfortunately, this deal expired 17.05.2024
7 days ago
9

Apartment K31-9, Vilnius

100 
/ max. 86,672 

About This Deal

The investment project "Apartment K31-9, Vilnius" from the country Lithuania is raising investments in the amount of 86672 euros for Real Estate acquisition with an expected annual return of 7.3-9.3%. The minimum investment amount is 100 euros.

The loan term is 12 months, meaning the period for the borrower to repay the borrowed amount and interest on the loan. In this case, the borrower must repay the loan within 12 months after receiving the loan.

The project's risk level on the platform is rated A-. Around 9% of projects on the platform have ratings of "A+", "A", "A-", while the majority, about 58%, have ratings of "B+", "B", "B-". There are also projects with ratings of "C+", "C", "C-", comprising around 30%, and the remaining projects have a rating of D. Risk ratings are intended to provide a better understanding of the project's riskiness. Ratings of A and B indicate that the expected investment risk is lower than investing in loans with ratings of C or D, but the returns will be lower accordingly if you invest in projects with a lower risk level.

The project has a Loan-to-Value (LTV) ratio of 61%. Such LTV restrictions are set to reduce risks for the lender and ensure a more stable financial position for the project. For example, the lower the LTV, the lower the risk of default, as the borrower has more equity in the project.

The internal project number is P00001232 on the licensed crowdfunding platform Profitus from Lithuania. The ESMA license is quite complex, as out of over 1000 platforms in Europe at the beginning of 2024, only 150 managed to obtain this license.

Please note that the information on the platform cannot be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investment responsibly by diversifying your investments. In the countries of the European Union, crowdfunding is not prohibited by the Deposit Insurance and Investor Responsibility Law.

What aspects of this project do you see as appealing for investment, considering your background in medicine and desire to protect your savings from the Czech Republic by investing in Real Estate acquisition in Lithuania?
What amount are you willing to consider investing in this project?