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Unfortunately, this deal expired 16.05.2024
1 month ago

Apartment K31-40, Vilnius

/ max. 87,250 

About This Deal

The investment project "Apartment K31-40, Vilnius" from the country Lithuania is raising investments amounting to 87250 euros for Real Estate acquisition with an expected annual return of 7.3-9.3%. The loan term is 12 months, meaning the borrower has to repay the loan amount and interest within 12 months after receiving the loan. The project's risk level on the platform is rated A-. Projects with ratings of "A+", "A", "A-" constitute around 9% on the platform, while projects with ratings of "B+", "B", "B-" make up the majority at 58%. There are also projects with ratings of "C+", "C", "C-", comprising about 30%, and the remaining projects have a rating of D. Risk ratings are provided to better understand the project's riskiness. Ratings A and B indicate lower investment risk compared to investing in credits with ratings C or D, but the returns will be lower accordingly if investing in projects with lower risk levels.

The project has a Loan-to-Value (LTV) ratio of 64%. Such LTV limitations are set to reduce risks for the lender and ensure a more stable financial position for the project. For instance, the lower the LTV, the lower the risk of default, as the borrower has more equity in the project. The project's internal number is P00001227 on the licensed crowdfunding platform Profitus from Lithuania. The platform states that they obtained a license in November 2023 from the European crowdfunding regulator ESMA.

Please note that the platform specifies that this information should not be construed as a recommendation, indication, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investments responsibly by diversifying your investments.

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