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Unfortunately, this deal expired 29.04.2024
1 month ago

Apartment K31-27, Vilnius

/ max. 100,903 

About This Deal

The project Apartment K31-27, Vilnius from the country Lithuania is raising investments in the amount of 100903 euros for Real Estate acquisition with an expected annual return of 7.3-9.3%. The minimum investment amount is 100 euros.

The loan term is 12 months, meaning the period for the borrower to repay the borrowed amount and interest on the loan. In this case, the borrower must repay the loan within 12 months after receiving the loan.

The project's risk level on the platform is indicated as A-. The platform's website states that there are 10 different risk ratings, ranging from "A+" to "D". Risk ratings are intended to provide a better understanding of the project's riskiness. Ratings A and B indicate that the expected investment risk is lower than investing in loans with ratings C or D, but the return will be lower if you invest in projects with a lower risk level.

The project has a Loan-to-Value (LTV) ratio of 66%. The Loan-to-Value ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in the field of secured lending. In this case, an LTV of 66% indicates that the loan amount is 66% of the current market value of the collateral (likely real estate or another asset). Such LTV restrictions are set to reduce risks for the lender and ensure a more stable financial position for the project. For example, the lower the LTV, the lower the risk of default, as the borrower has more equity in the project.

The internal project number is P00001220 on the licensed crowdfunding platform Profitus from Lithuania. The ESMA license is quite complex, as out of over 1000 platforms in Europe at the beginning of 2024, only 150 managed to obtain this license.

Please note that the platform specifies that this information cannot be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investment responsibly by diversifying your investments.

I would like to ask for your opinion on the possibility of investing in this project. As a person with a medical background and limited investment experience from Brno, I urge you to carefully consider the Real Estate acquisition project from Lithuania
What amount would you consider optimal to invest in the project?