Alchemists Square III

The Alchemists Square III project from Lithuania is raising investments of 120,000 euros with an expected annual return of 9-11%. The loan term is 12 months, meaning the borrower must repay the loan amount and interest within 12 months after receiving the loan. The project has a Loan-to-Value (LTV) ratio of 48%, which is within the maximum limit of 50%. LTV ratio is an important financial indicator, especially in asset-backed lending, showing the loan amount as a percentage of the collateral's market value. The maximum allowable LTV for the project is 85%, which may be a standard requirement to mitigate risks for the lender and ensure financial stability. Lower LTV reduces the risk of default as the borrower has more equity in the project.

The project's internal number is P00001260-3 on the licensed crowdfunding platform Profitus from Lithuania. It is important to note that the information on the platform should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investments responsibly by diversifying your portfolio.