Refinancing
The Aido Double-Sided III project from Lithuania is raising investments in the amount of 125,000 euros for Refinancing with an expected annual return of 10.2-12.2%. The loan term is 12 months, meaning the borrower must repay the loan amount and interest within 12 months after receiving the loan.
The project's risk level on the platform is rated B-. The platform's website states that there are 10 different risk ratings ranging from "A+" to "D". Risk ratings are provided to better understand the project's level of risk. An A or B rating indicates that the expected investment risk is lower compared to investing in loans with ratings of C or D, but the returns will be lower accordingly if you invest in projects with lower risk levels.
The project has a Loan-to-Value (LTV) ratio of 58%, which is within the established maximum value of 70%. LTV limitations are set to reduce risks for the lender and ensure a more stable financial position for the project. For instance, the lower the LTV, the lower the risk of default, as the borrower has more equity in the project.
The internal project number is P00001181-3 on the licensed crowdfunding platform Profitus from Lithuania.
Please note that the platform specifies that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and should not be considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investment responsibly by diversifying your investments.
