Ugniazoliu Alley V

The Ugniazoliu Alley V project from Lithuania is raising investments of 58645 euros for re_development with an expected annual return of 9.7%. The loan term is 12 months, meaning the borrower has to repay the loan amount and interest within 12 months after receiving the loan. The project has a Loan-to-Value (LTV) ratio of 62%, which is within the maximum limit of 70%. LTV ratio is an important financial indicator, especially in asset-backed lending, showing the loan amount as a percentage of the collateral's market value. Lower LTV ratios reduce the risk of default as the borrower has more equity in the project.

The internal project number is P00001302-5 on the licensed crowdfunding platform Profitus from Lithuania. The platform states they obtained a license in November 2023 from the European crowdfunding regulator ESMA. It is emphasized on the platform that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus and also recommend approaching investments responsibly by diversifying one's investment portfolio. In the European Union, crowdfunding is not prohibited by the Deposit Insurance and Investor Responsibility Law.