Real Estate Development
The project Twins from childhood from Lithuania is collecting investments in the amount of 139,300 euros for Real Estate development with an expected annual return of 6.7-9.2%. The minimum investment amount is 100 euros.
The loan term is 12 months, which means the period for the borrower to repay the borrowed amount and the interest on the loan. In this case, the borrower must repay the loan within 12 months after receiving the loan.
The project's risk level on the platform is indicated as A. An A and B rating indicates that the expected investment risk is lower than when investing in loans with a C or D rating, but the return will be lower accordingly if you invest in projects with a lower risk level.
The project has a Loan-to-Value (LTV) ratio of 34%, which is within the established maximum value of 70%. The Loan-to-Value ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in the area of secured lending. In this case, an LTV of 34% indicates that the loan amount is 34% of the current market value of the collateral (likely real estate or another asset).
The internal project number is P00001195 on the licensed crowdfunding platform Profitus from Lithuania. The platform states that they obtained a license in November 2023 from the European crowdfunding regulator ESMA.
Please note, the platform states that this information should not be construed as a recommendation, indication, or invitation to take advantage of a specific investment service and is not considered the basis or part of subsequent transactions. Investing always involves the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investment responsibly by diversifying your investments.
