Twinhouse XIV

The Twinhouse XIV project from Lithuania is raising investments of 90,000 euros for re_development with an expected annual return of 9%. The loan term is 12 months, meaning the borrower must repay the loan amount and interest within 12 months of receiving the loan. The project has a Loan-to-Value (LTV) ratio of 66%, which is within the maximum limit of 85%. The LTV ratio, indicating the loan amount as a percentage of the collateral's market value, is an important financial indicator, especially in asset-backed lending. In this case, an LTV of 66% means the loan amount is 66% of the current market value of the collateral (likely real estate or another asset). The maximum allowable LTV for the project is 85%, which may be a restriction or standard requirement for this type of financing.

The project's internal number is P00001134-14 on the licensed crowdfunding platform Profitus from Lithuania. The platform states that they obtained a license in November 2023 from the European crowdfunding regulator ESMA. The ESMA license is quite complex, as out of over 1000 platforms in Europe at the beginning of 2024, only 150 managed to obtain this license.

Please note that the platform specifies that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investments responsibly by diversifying one's investments. In EU countries, crowdfunding is not prohibited by the Deposit Insurance and Investor Responsibility Act.