Real Estate Development
The Twinhouse IV project from Lithuania is raising investments in the amount of 99800 euros for Real Estate development with an expected annual return of 10.5-12%. The minimum investment amount is 100 euros.
The loan term is 12 months, which means the period for the borrower to repay the borrowed amount and the interest on the loan. In this case, the borrower must repay the loan within 12 months after receiving the loan.
The project's risk level on the platform is indicated as C. The platform's website states that there are 10 different risk ratings - from "A+" to "D". Around 9% of projects on the platform have ratings "A+", "A", "A-", while the majority, about 58%, have ratings "B+", "B", "B-". There are also projects with ratings "C+", "C", "C-", around 30%, and the rest of the projects have a rating of D. Ratings A and B indicate that the expected investment risk is lower than investing in loans with ratings C or D, but the return will be correspondingly lower if you invest in projects with a lower risk level.
The project has a Loan-to-Value (LTV) ratio of 55%, which is within the established maximum value of 70%.
The internal project number is P00001134-4 on the licensed crowdfunding platform Profitus from Lithuania. The ESMA license is quite complex, as out of over 1000 platforms in Europe at the beginning of 2024, only 150 managed to obtain this license.
Please note, the platform specifies that this information cannot be construed as a recommendation, guidance, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always involves the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investing responsibly by diversifying your investments. In the European Union, crowdfunding is not prohibited by the Deposit Guarantee and Investor Responsibility Law.
