Tiramisu XIII

Project Tiramisu XIII from Latvia is raising investments of 100,000 euros for Real Estate development with an expected annual return of 10-14%. The loan term is 12 months, meaning the borrower must repay the loan amount and interest within 12 months of receiving the loan.

The project's risk level on the platform is rated as B. The platform states that there are 10 different risk ratings ranging from "A+" to "D". Ratings A and B indicate lower investment risk compared to investing in loans with ratings C or D, but the returns will be lower accordingly if you invest in projects with a lower risk level.

The project has a Loan-to-Value (LTV) ratio of 47%, which is within the maximum value of 50% set. The maximum allowable LTV value for the project is 85%, which may be a limitation or standard requirement for this type of financing.

The internal project number is P00001061-15 on the licensed crowdfunding platform Profitus from Lithuania. The platform indicates that they obtained a license in November 2023 from the European crowdfunding regulator ESMA.

Please note, the platform specifies that this information should not be construed as a recommendation, indication, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investment responsibly by diversifying your investments.