Plomenu Home II

The Plomenu Home II project from Lithuania is raising investments amounting to 89,400 euros for Real Estate development with an expected annual return of 9.2-11.7%. The minimum investment amount is 100 euros.

The loan term is 12 months, meaning the period for the borrower to repay the borrowed amount and interest on the loan. In this case, the borrower must repay the loan within 12 months after receiving the loan.

The project's risk level on the platform is indicated as B-. The platform's website states that there are 10 different risk ratings ranging from "A+" to "D". Ratings A and B indicate that the expected investment risk is lower than investing in loans with ratings C or D, but the return will be lower if you invest in projects with a lower risk level.

The project has a Loan-to-Value (LTV) ratio of 50%, which is within the established maximum value of 70%. The Loan-to-Value ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in the field of secured lending. In this case, an LTV of 50% indicates that the loan amount is 50% of the current market value of the collateral (likely real estate or another asset).

The internal project number is P00000996-2 on the licensed crowdfunding platform Profitus from Lithuania. The platform indicates that they obtained a license in November 2023 from the European crowdfunding regulator ESMA.

Please note, the platform states that this information cannot be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investment responsibly by diversifying your investments.