Real Estate Development
The Pine Forest Fresh Apartments project from the country Lithuania is raising investments in the amount of 45,000 euros for Real Estate development with an expected annual return of 9.9-10.9%. The loan term is 12 months, meaning the period for the borrower to repay the loan amount and interest. In this case, the borrower must repay the loan within 12 months after receiving the loan.
The project's risk level on the platform is indicated as C+. The platform's website states that there are 10 different risk ratings, ranging from "A+" to "D". Ratings A and B indicate that the expected investment risk is lower than investing in loans rated C or D, but the returns will be lower if you invest in projects with a lower risk level.
The project has a Loan-to-Value (LTV) ratio of 4%, which is within the established maximum value of 70%. The Loan-to-Value ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in collateralized lending. In this case, an LTV of 4% indicates that the loan amount is 4% of the current market value of the collateral (likely real estate or another asset).
The internal project number is P00001192 on the licensed crowdfunding platform Profitus from Lithuania.
Please note that the platform specifies that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investing responsibly by diversifying your investments.
