Real Estate Development
The investment project "Pheasant Street Houses IV" from Lithuania is raising €47,400 for Real Estate development with an expected annual return of 9.2-10.7%. The minimum investment amount is €100.
The loan term is 12 months, meaning the period for the borrower to repay the principal and interest on the loan. In this case, the borrower must repay the loan within 12 months after receiving the funds.
The project's risk level on the platform is indicated as B-. The platform's website states that there are 10 different risk ratings ranging from "A+" to "D." Risk ratings are intended to provide a better understanding of the project's riskiness. An A or B rating indicates lower investment risk compared to investing in loans with C or D ratings, but the return will be lower accordingly if you invest in projects with a lower risk level.
The project has a Loan-to-Value (LTV) ratio of 49%, which is within the maximum value of 70%. LTV ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in collateralized lending. In this case, an LTV of 49% indicates that the loan amount is 49% of the current market value of the collateral (likely real estate or another asset). The maximum allowable LTV value for the project is 85%, which may be a limitation or standard requirement for this type of financing.
The internal project number is P00000921-4 on the licensed crowdfunding platform Profitus from Lithuania. The platform indicates that they received a license in November 2023 from the European crowdfunding regulator ESMA.
Please note that the platform specifies that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always involves the risk of losing part or all of the investments. I agree with Profitus and also recommend approaching investment responsibly by diversifying your investments.
