Crowdlending
Project J7 10-2 from Lithuania is seeking investments totaling 170,100 euros for Refinancing with an expected annual return of 12.5-13.5%. The loan term is 6 months, indicating the period for the borrower to repay the principal amount and interest on the loan. In this case, the borrower must repay the loan within 6 months of receiving the loan.
The project's risk level on the platform is indicated as C. The platform's website states that there are 10 different risk ratings, ranging from "A+" to "D". Ratings A and B suggest that the expected investment risk is lower than when investing in loans with ratings C or D, but the returns will be correspondingly lower if you invest in projects with a lower risk level.
The project has a Loan-to-Value (LTV) ratio of 67%. The internal project number is P00001182 on the licensed crowdfunding platform Profitus from Lithuania.
Please note, the platform specifies that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investments responsibly, diversifying your investments. In EU countries, crowdfunding is not prohibited by the Deposit Guarantee and Investor Responsibility Law.
