Haigru 20a, Kristiine IV

The project Haigru 20a, Kristiine IV from the country of Estonia is seeking investments of 80,000 euros for Real Estate development with an expected annual return of 8.2-9.7%. The loan term is 12 months, meaning the borrower must repay the loan amount and interest within 12 months after receiving the loan.

The project's risk level on the platform is indicated as B+. Ratings of A and B suggest that the expected investment risk is lower compared to investing in loans rated C or D, but the returns will be lower accordingly if investing in projects with lower risk levels.

The project has a Loan-to-Value (LTV) ratio of 63%, which is within the established maximum value of 85%. LTV ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in collateralized lending. In this case, an LTV of 63% indicates that the loan amount is 63% of the current market value of the collateral (likely real estate or another asset). The maximum allowable LTV value for the project is 85%, which may be a limitation or standard requirement for this type of financing.

The internal project number is P00001175-4 on the licensed crowdfunding platform Profitus from Lithuania.

Please note that the platform specifies that this information should not be construed as a recommendation, indication, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investments responsibly by diversifying your investments.