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Unfortunately, this deal expired 17.05.2024
1 month ago
9

Haigru 20a, Kristiine III

100 
/ max. 70,000 

About This Deal

The project Haigru 20a, Kristiine III from the country of Estonia is raising investments in the amount of 70,000 euros for Real Estate development with an expected annual return of 8.2-9.7%. The minimum investment amount is 100 euros.

The loan term is 12 months, meaning the period for the borrower to repay the borrowed amount and interest on the loan. In this case, the borrower must repay the loan within 12 months after receiving the loan.

The project's risk level on the platform is indicated as B+. The platform's website states that there are 10 different risk ratings ranging from "A+" to "D". Around 9% of projects on the platform have ratings of "A+", "A", "A-", while the majority, about 58%, have ratings of "B+", "B", "B-". There are also projects with ratings of "C+", "C", "C-", comprising around 30%, and the remaining projects have ratings of D. Risk ratings are intended to provide a better understanding of the project's riskiness. Ratings of A and B indicate that the expected investment risk is lower than investing in credits with ratings of C or D, but the return will be lower correspondingly if you invest in projects with lower risk levels.

The project has a Loan-to-Value (LTV) ratio of 46%, which is within the established maximum value of 85%. The Loan-to-Value ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in collateralized lending. In this case, an LTV of 46% indicates that the loan amount is 46% of the current market value of the collateral (likely real estate or another asset).

The internal project number is P00001175-3 on the licensed crowdfunding platform Profitus from Lithuania.

Please note that the platform specifies that this information cannot be construed as a recommendation, indication, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investment responsibly by diversifying your investments.

Hey guys, I'm thinking about investing in a Real Estate development project in Estonia. I don't have much experience with investing, so I'd like to hear your thoughts on whether it's a good idea. What do you think?
What amount do you consider adequate to invest in this project?