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Unfortunately, this deal expired 05.04.2024
2 months ago

Haigru 20a, Kristiine II

/ min. 100 

Real Estate Development

The project Haigru 20a, Kristiine II from Estonia is raising investments in the amount of 70500 euros for Real Estate development with an expected annual return of 8.2-9.7%. The minimum investment amount is 100 euros.

The loan term is 12 months, meaning the period for the borrower to repay the borrowed amount and the interest on the loan. In this case, the borrower must repay the loan within 12 months after receiving the loan.

The project's risk level on the platform is indicated as B+. Projects with ratings "A+", "A", "A-" account for about 9% on the platform, while projects with ratings "B+", "B", "B-" make up the majority at 58%. There are also projects with ratings "C+", "C", "C-", which are fewer at around 30%, and the remaining projects have a rating of D. Risk ratings are intended to provide a better understanding of the project's riskiness. An A or B rating indicates that the expected investment risk is lower than investing in loans with a C or D rating, but the return will be correspondingly lower if you invest in projects with a lower risk level.

The project has a Loan-to-Value (LTV) ratio of 31%, which is within the established maximum value of 85%. The LTV ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in collateralized lending. In this case, an LTV of 31% indicates that the loan amount is 31% of the current market value of the collateral (likely real estate or another asset). Such LTV restrictions are set to reduce risks for the lender and ensure a more stable financial position for the project. For example, the lower the LTV, the lower the risk of default, as the borrower has more equity in the project.

The internal project number is P00001175-2 on the licensed crowdfunding platform Profitus from Lithuania.

Please note that the platform states that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investment responsibly by diversifying your investments. In European Union countries, crowdfunding is not prohibited by the Deposit Insurance and Investor Responsibility Law.

what do you think about the possibility of investing in this project of Real Estate development from Estonia as a young aspiring investor from Denmark focusing on practical investment strategies from a young age?
how much you willing to drop on this project?