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Unfortunately, this deal expired 14.03.2024
3 months ago

Europos Park Street

/ max. 42,800 

About This Deal

The Europos Park Street project from Lithuania is seeking investments of 42,800 euros for Real Estate development with an expected annual return of 9.2-10.7%. The loan term is 9 months, meaning the borrower must repay the loan amount and interest within 9 months of receiving the loan. The project's risk level on the platform is rated as B-. A higher rating such as A or B indicates lower investment risk compared to investing in credits with ratings of C or D, but the returns will be lower accordingly if investing in projects with lower risk levels.

The project has a Loan-to-Value (LTV) ratio of 57%. LTV ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in collateralized lending. In this case, an LTV of 57% indicates that the loan amount is 57% of the current market value of the collateral (likely real estate or another asset). Such LTV constraints are set to reduce risks for the creditor and ensure a more stable financial position for the project. For example, the lower the LTV, the lower the risk of default, as the borrower has more equity in the project.

The internal project number is P00001197 on the licensed crowdfunding platform Profitus from Lithuania. The ESMA license is quite complex, as out of over 1000 platforms in Europe as of early 2024, only 150 have managed to obtain this license.

Please note that the platform specifies that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and should not be considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investment responsibly by diversifying your investments. Crowdfunding is not prohibited by the Deposit Insurance and Investors' Responsibility Law in EU countries.