Demus Nida Development, VI

The Demus Nida Development, VI project from Lithuania is raising investments of 350,000 euros with a target return of 8-11.5% per year. The loan term is 12 months, meaning the borrower has to repay the loan amount and interest within 12 months after receiving the loan.

The project has a Loan-to-Value (LTV) ratio of 28%, which is within the maximum limit of 65%. LTV ratio, the ratio of the loan amount to the market value of the collateral, is an important indicator in the financial sector, especially in asset-backed lending. In this case, an LTV of 28% indicates that the loan amount is 28% of the current market value of the collateral (likely real estate or another asset). Such LTV restrictions are set to reduce risks for the lender and ensure a more stable financial position for the project. Lower LTV implies lower default risk as the borrower has more equity in the project.

The internal project number is P00001335-6 on the licensed crowdfunding platform Profitus from Lithuania. The ESMA license is quite complex, as out of over 1000 platforms in Europe, only 150 managed to obtain this license by early 2024.

Please note that the platform specifies that this information should not be construed as a recommendation, indication, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus and also recommend approaching investments responsibly by diversifying your portfolio.