The Biciuliai Future Street Houses XVII (Lapino Houses) project from Lithuania is gathering investments amounting to 80000 euros for Real Estate development with an expected annual return of 10.5-12.5%. The loan term is 12 months, meaning the borrower has to repay the borrowed amount and interest within 12 months after receiving the loan. The project's risk level on the platform is indicated as C. Risk ratings are meant to provide a better understanding of the project's level of risk. Ratings A and B imply lower investment risk compared to investing in loans rated C or D, but the returns will be lower accordingly if investing in projects with lower risk levels. The project has a Loan-to-Value (LTV) ratio of 52%, which is within the set maximum value of 70%. The maximum allowable LTV value for the project is 85%, which may be a limitation or a standard requirement for this type of financing. The internal project number is P00000744-17 on the licensed crowdfunding platform Profitus from Lithuania. Please note, the platform states that this information should not be construed as a recommendation, instruction, or invitation to use a particular investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investments responsibly by diversifying your investments.