Unilend is a Paris-based crowdlending platform founded in 2013 by Nicolas Lesur. It offers a sector-agnostic platform for small and medium-sized enterprises (SMEs) to access funding from a community of credit institutions. Unilend operates in France and focuses on peer-to-peer (P2P) lending as its primary investment type.
Unilend's platform allows SMEs to borrow funds starting from a minimum investment of 20 EUR. However, specific details about the advertised return, number of investors, payment options, total funding volume, and average loan duration are not readily available. Unilend's model enables investors to participate in lending to SMEs while potentially earning returns on their investments.
The platform serves as a marketplace where SMEs seeking financing can connect with individuals or entities willing to lend money. By facilitating this direct connection, Unilend aims to streamline the borrowing process for SMEs and provide investment opportunities for lenders. This peer-to-peer approach can offer benefits such as potentially lower interest rates for borrowers and attractive returns for investors.
Unilend's focus on SME lending in France underscores its commitment to supporting small businesses and fostering economic growth. By providing an alternative funding source outside traditional financial institutions, Unilend contributes to diversifying the lending landscape and expanding access to capital for SMEs.
Overall, Unilend's crowdlending platform represents a modern and innovative approach to financing, leveraging technology to connect borrowers and lenders in a mutually beneficial way. With its emphasis on P2P lending and support for SMEs, Unilend plays a valuable role in the financial ecosystem, offering opportunities for both investors and businesses to thrive.