HNW Lending Crowdfunding Platform For Online Fundraising in 2024

HNW Lending is a peer-to-peer asset-based lending platform based in the United Kingdom. Established in 2013, the platform operates under ECSP license number 712956. With a focus on providing asset-based loans to individuals and businesses, HNW Lending offers loan sizes ranging from £30k to £3m.

One of the unique aspects of HNW Lending is that the directors of the platform take the first loss position in all loans. This means that in the event of a loan default, the directors bear the initial financial loss before investors are affected. This strategy underscores the commitment of HNW Lending to ensuring the security and reliability of the lending process.

Over its more than 8 years of operation, HNW Lending has facilitated over 450 loans totaling more than £115 million. The platform caters to borrowers who can provide assets such as real estate (both in the UK and overseas), vehicles, pensions, and other valuable assets as collateral for their loans. This asset-based approach provides an additional layer of security for investors on the platform.

HNW Lending welcomes a diverse range of investors, including individuals, corporates, ISAs, and pension funds. The minimum investment amount required to participate on the platform is £10,000, making it accessible to a wider pool of investors. The platform operates within the regulatory framework of the United Kingdom and offers services in English.

In terms of investment opportunities, HNW Lending focuses on various sectors, including real estate, small and medium enterprises (SMEs), mortgages, and maritime industries. By offering peer-to-peer lending as its primary investment model, HNW Lending provides investors with the opportunity to diversify their portfolios and earn competitive returns.

Overall, HNW Lending stands out as a reputable and established platform in the peer-to-peer lending space, with a track record of successful loan arrangements and a commitment to investor protection. With a focus on asset-based lending and a risk-sharing model that prioritizes investor security, HNW Lending continues to attract investors looking for alternative investment opportunities in the UK market.