The Vycio Valley V project from Lithuania is raising investments of 176,000 euros for re_development with an expected annual return of 9.2-11.2%. The loan term is 12 months, meaning the borrower has to repay the loan amount and interest within 12 months after receiving the loan. The project has a Loan-to-Value (LTV) ratio of 69%, which is within the maximum limit of 85%. LTV ratio is an important indicator in the financial sector, especially in asset-backed lending, showing that the loan amount is 69% of the current market value of the collateral (likely real estate or another asset).
The internal project number is P00001274-5 on the licensed crowdfunding platform Profitus from Lithuania. The ESMA license is quite complex, as out of over 1000 platforms in Europe by early 2024, only 150 managed to obtain this license. Please note that the platform specifies that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus and also recommend approaching investment responsibly by diversifying your investments.
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