Twinhouse IX

The Twinhouse IX project from Lithuania is raising investments of 200,000 euros for refinancing with an expected annual return of 8.6-9.6%. The loan term is 12 months, meaning the borrower must repay the loan amount and interest within 12 months after receiving the loan. The project has a Loan-to-Value (LTV) ratio of 58%, which is within the maximum limit of 60%. LTV ratio is an important financial indicator, especially in collateralized lending, showing the loan amount as a percentage of the collateral's market value. Lower LTV ratios reduce the risk of default as the borrower has more equity in the project.

The internal project number is P00001134-9 on the licensed crowdfunding platform Profitus from Lithuania. The platform indicates that they obtained a license in November 2023 from the European crowdfunding regulator ESMA. It is important to note that the information on the platform should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with Profitus platform and also recommend approaching investments responsibly by diversifying your portfolio.