The Bee Valley VII Housing Estate project from Lithuania is raising investments of 90,000 euros for re-development with an expected annual return of 8.6-10.6%. The minimum investment amount is 100 euros.
The loan term is 12 months, meaning the period for the borrower to repay the loan amount and interest. In this case, the borrower must repay the loan within 12 months after receiving the loan.
The project has a Loan-to-Value (LTV) ratio of 45%, which is within the maximum limit of 70%. LTV ratio (the ratio of the loan amount to the market value of the collateral) is an important indicator in the financial sector, especially in asset-backed lending. An LTV of 45% indicates that the loan amount is 45% of the current market value of the collateral (likely real estate or another asset).
The internal project number is P00001236-7 on the licensed crowdfunding platform Profitus from Lithuania.
Please note, the platform specifies that this information should not be construed as a recommendation, advice, or invitation to use a specific investment service and is not considered the basis or part of subsequent transactions. Investing always carries the risk of losing part or all of the investments. I agree with the Profitus platform and also recommend approaching investments responsibly by diversifying your investments. In EU countries, crowdfunding is not prohibited by the Deposit Insurance and Investor Responsibility Law.
Replying to Kateřina