Neocredit.ch is a crowdlending platform specifically designed to cater to Swiss SMEs, offering a win-win situation for both companies seeking financing and investors looking for attractive investment opportunities. Founded in 2018, Neocredit.ch operates as a peer-to-peer lending platform and exclusively operates in Switzerland.
The platform serves as a bridge between SMEs in need of credit and investors willing to provide funding for these projects. Investors can start lending from as little as CHF 100, enabling real crowdlending where multiple individuals contribute to the financing of projects. To ensure the projects' success, professional and institutional investors also contribute a part of the funding, with the platform's founding partners participating automatically in selected projects.
Neocredit.ch charges fees equivalent to 20% of the interest paid by borrowers to cover operational costs, including credit analysis and collection fees. These fees are deducted with each repayment and are visible as a separate item in the investor's account. The platform is also a member of the Swiss Marketplace Lending Association (SMLA), indicating its commitment to industry standards and best practices.
Investors using Neocredit.ch can invest in a range of crowdfunding opportunities within the SME sector, making it a versatile platform for those looking to diversify their investment portfolios. The minimum investment amount on Neocredit.ch is CHF 100, making it accessible to a wide range of investors interested in P2P lending opportunities.
Overall, Neocredit.ch offers a transparent and regulated platform for investors to support Swiss SMEs while earning returns on their investments. With its focus on SME financing and commitment to industry standards, Neocredit.ch provides a valuable opportunity for both companies and investors in the Swiss market.