Civislend Crowdfunding Platform For Online Fundraising in 2024

Civislend is a Participatory Financing Platform (PFP) that professionally connects individuals or companies to obtain loans from investors without resorting to the services of a bank or other financial entity. The platform was founded in 2016 and operates in Spain. Civislend offers investment opportunities in the form of equity and peer-to-peer (P2P) lending.

Civislend provides a space for investors to directly fund projects and businesses, allowing borrowers to access financing without traditional intermediaries. This model can benefit both parties by potentially offering higher returns for investors and more accessible funding for borrowers. The platform facilitates the connection between investors and borrowers, enabling them to negotiate terms and conditions that suit their needs.

Investors interested in participating in Civislend can start with a minimum investment of 250 EUR. The platform advertises potential returns ranging from 6% to 12%, providing an opportunity for investors to diversify their portfolios and potentially earn attractive yields. While specific details about the total funding volume, average loan duration, and the number of investors are not disclosed, Civislend operates under ECSP license number A87625778.

Civislend's focus in Spain includes real estate projects, offering investors the chance to support developments in this sector. By facilitating direct investment in real estate, Civislend contributes to the growth and diversification of the real estate market in Spain. Investors can explore opportunities in this industry through the platform, potentially accessing projects that align with their investment preferences and risk profile.

The platform operates in Spanish, catering to a local audience of investors and borrowers. By providing a user-friendly interface and a secure environment for transactions, Civislend aims to foster a community of individuals and companies seeking alternative financing solutions. Through its PFP model, Civislend promotes financial inclusion and empowers stakeholders to engage in transparent and mutually beneficial investment relationships.

Overall, Civislend serves as a bridge between investors and borrowers in Spain, offering a platform where financing opportunities can be explored outside traditional banking channels. With its emphasis on participatory financing and direct investment, Civislend contributes to the development of the financial landscape in Spain and provides a valuable resource for those seeking alternative funding options.