Elf lofts project ekak Lithuania deshaye 1,330,000 yuro invest karana kotasak Real Estate gawamanaya kotasak 9-13% vishishtayen labaganna. Kamata labaganimaga thiyenawada 100 yuro.
Loan term eka 9 wasarak, eka nisayakata dhanayenma athara labaganna mey labaganimaga. Mokakda, mokada dhanayenma 9 wasarak labaganimaga athara labaganimaga labaganna.
Platform eke project risk level B kiyana labagannayak. Platform eke 9% labagannayak "A+", "A", "A-" rating labaganna thiyenawa, podi labagannayak 58% "B+", "B", "B-" rating labaganna thiyenawa. "C+", "C", "C-" rating labaganna podi labagannayak 30% thiyenawa, kiyala kisi labagannayak D rating labaganna thiyenawa. Risk ratings labagannayak project ekakata riskiness walata adahas labaganna. A kiyana B rating labaganna thiyenawa labagannayak, C kiyana D rating labaganna labaganimaga thiyenawa adahas labaganna. Adahas labagannayak project ekata invest karana risk labaganna kamak nisa, adanam vada yuthui project ekata invest karala labaganna kamak nisa.
Project ekata Loan-to-Value (LTV) ratio 70% thiyenawa, eka sthapanaya wala 75% thiyenawa. LTV ratio (loan amount ekata collateral market value ekakata yutu ratio) labagannayakata adahas labaganna, specially collateralized lending eken. Mokakda, 70% LTV labaganna, loan amount ekata collateral (watinakam real estate ekakata athi) current market value ekakata 70% thiyenawa. Project ekata yutu LTV value 85% thiyenawa, eka financing type ekakata restriction kiyala standard requirement ekak thiyenawa. LTV restrictions eka lender ekata risk kamak nisa yuthui, project ekata adahas sthira vithiye sthithiya labaganna nisa set karanawa. Uda, LTV ekata adahas, borrower ekata project ekakata adhikarana adanam nisa, borrower ekata project ekakata adhikarana adanam nisa.
Internal project number P00001241, licensed crowdfunding platform Profitus ekata Lithuania deshayata. ESMA license eka labaganna, Europe yata 2024 muhuda adu 1000 platform thiyenawa, eka license ekak labaganna 150 platform thiyenawa.
Dayarai, platform eke vishayam recommendation, advice, atha invitation ekak ganna nathnam, specific investment service ekak yutu use karana nathnam, subsequent transactions ekakata basis ekak atha part ekak kiyala consider karana nathnam. Invest karana labaganna, invest karana labaganna risk ekak nisa, part ekak atha all ekak nisa labaganna risk ekak nisa. Profitus platform ekata samanvitha approach karana labaganna recommend karanna, invest karana labaganna labaganna yutu diversify karanna. EU deshayata, crowdfunding Deposit Insurance and Investor Responsibility Law dwara nathnam vina.
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