Ühisrahastusplatvorm Zonky investeeringute kogumiseks kuupäeval 2024

Zonky, a peer-to-peer (P2P) lending platform, was founded in 2015 and is based in the Czech Republic. It connects borrowers seeking loans with investors looking to earn returns on their investments. Zonky is part of the PPF financial group, providing additional credibility and stability. The platform offers an alternative to traditional banking by enabling direct lending between individuals, potentially resulting in lower interest rates for borrowers and higher returns for investors. Zonky operates exclusively in the Czech Republic, allowing investors to browse loan listings, evaluate borrower profiles, and choose where to invest. Borrowers can create loan requests, set loan amounts and interest rates, and wait for funding. Investors can start with a minimum of 200 EUR, with return rates and payment options varying based on funded loans. Zonky aims to provide a user-friendly and transparent platform for peer-to-peer lending activities, leveraging technology to streamline processes and reduce costs.